Insurance for holiday homes in the UK and Overseas

With a policy designed specifically for second homeowners in the UK and overseas, the official BIBA Holiday Home insurance scheme provided by CBI Insurance provides the cover that owners of holiday homes and second homes may need for a wide variety of property types.BIBA Holiday Home insurance scheme is a British product specifically created for owners of holiday and second homes in the UK and over 40 countries overseas. Whether the property is left unoccupied when not in use or, is rented out, we have policies that can provide cover for different types of properties in the UK and overseas:

What is covered under BIBA holiday home insurance?

You can choose between Buildings insurance, Contents insurance, or Combined Buildings and Contents cover.

What is insured ?

• Buildings insurance standard blanket cover of £1m
• Contents insurance up to £100k
• Public liability of £5m
• Cover whether the property is occupied or unoccupied as standard
• Cover for short term or long term as standard
• Theft from outbuildings
• Excess from as little as £50
• Loss of money and keys
• Cover for swimming pools, hot tubs, conservatories, jacuzzis, and more
• Cover against storm and flood damage in the UK and overseas
• Accidental damage caused by guests as standard – can be upgraded
• Loss of rent following insured damage to the property
• Emergency travel and alternative accommodation – included as standard following an insured loss or valid claim
• Legal expenses cover as standard
Underwritten by Lloyd’s syndicates and A-rated insurer capacity, the holiday home scheme enables holiday home owners to find insurance from specialists offering a friendly, professional service from a UK-based team with many years’ experience.

Call us to discuss your needs 01494 534524